FACTS
WHAT DOES Edly, Inc.
Do WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account Balance and Payment History
- Credit History and Credit Score
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Edly chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Edly share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
-
For our affiliates’ everyday business purposes -
information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes -
information about your creditworthiness
No
-
For our nonaffiliates to market to you
No
-
Questions
Call 914.775.8299 or go to www.edly.com
Who we are
Who is providing this notice?
Edly
What we do
How does Edly protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Edly collect my personal information?
We collect your personal information, for example, when you
- Apply for a loan or Make a Payment
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Edly does not maintain any affiliates with which it shares your information
Nonaffiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies.
- Edly will share your information with Banking or Financial Institutions or your school in order to service your account and carry out the services you have requested of Edly.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Edly shares your information with marketers only for the purpose of marketing Edly’s products to you.
FACTS
WHAT DOES TAB BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Income
- Payment history
- Credit history
- Employment information
- Wire transfer instruction
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons TAB Bank chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information
Does TAB Bank share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affliates’ everyday business purposes -
information about your transcations and experiences
Yes
No
For our affliates’ everyday business purposes -
information about your creditworthiness
No
We don’t share
For our affliates to market to you
No
We don’t share
For our nonaffliates to market to you
Yes
Yes
Questions?
Call (toll free) 1-914-775-8299
To Limit Our Sharing
Mail the form below
If you are a new customer, with respect to those circumstances in which you can limit our sharing, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Mail-in form
Mark any/all you want to limit:
Do not share my personal information with nonaffiliates to market their products and services to me.
Mail to:
Transportation Alliance Bank, Inc. d/b/a TAB Bank
c/o Edly
Attention: Customer Support
10 Bank Street, Suite 630
White Plains, NY 10606
Who we are
Who is providing this notice?
TAB Bank means Transportation Alliance Bank Inc. dba TAB Bank.
What we do
How does TAB Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does TAB Bank collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Make deposits or withdrawals from your account
- Provide employment information
- Make a wire transfer
We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes - information about your creditworthiness
- Affiliates from using your infromation to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- TAB Bank does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Nonaffiliates we share with can include bank partners, card issuers, or direct marketing companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include other financial service companies, insurance companies and direct marketing companies or providers of products or services that may be of interest to our customers.
Other important information
For California Customers: We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers: We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
